Merchant Agreement

Terms of Service

Last Updated: October 1, 2026 · Governing Law: Republic of India

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you (whether individually or on behalf of an enterprise, retail store, or brand, hereinafter referred to as "Merchant" or "You") and ARSAVO (operated by Frag and Frame Technologies, hereinafter referred to as "ARSAVO", "we", "us", or "our").

By accessing our website at arsavo.in, submitting an application to our Founding Merchant Whitelist, connecting your custom domain, or utilizing our cloud storefronts, WhatsApp conversational commerce tools, or omnichannel Point-of-Sale (POS) systems, you acknowledge that you have read, understood, and agreed to be bound by these Terms.

2. Description of the ARSAVO Platform

ARSAVO provides an integrated cloud commerce headquarters designed specifically for Indian and global retail businesses:

3. 0% Platform Fee Policy & Founding Whitelist Terms

Unlike foreign legacy platforms that impose a 0.5% to 2.0% transaction commission on gross turnover or marketplace aggregators that extract 15% to 25%:

4. Merchant Obligations & Acceptable Use

By operating on the ARSAVO platform, Merchants agree to:

5. WhatsApp Cloud API & COD Verification Shield

The ARSAVO automated COD Verification Shield triggers interactive WhatsApp messages to reduce return-to-origin (RTO) rates. Merchants acknowledge that WhatsApp message delivery is subject to Meta's Business Messaging Policies, recipient network connectivity, and valid customer phone numbers. ARSAVO is not liable for carrier-level SMS or WhatsApp delivery latencies beyond our software controls.

6. Intellectual Property & Store Ownership

7. Data Portability & Account Termination

We believe founders should never be held hostage by their software. You may export your entire product catalog, customer lists, order records, and POS transaction history at any time in standard CSV/JSON format. You may terminate your merchant account at any time without punitive cancellation fees.

8. Limitation of Liability & Warranty Disclaimer

The platform is provided on an "as is" and "as available" basis with a target 99.98% uptime SLA. To the maximum extent permitted by applicable Indian law, ARSAVO shall not be liable for indirect, incidental, or consequential damages resulting from courier carrier delays, third-party payment gateway outages, or customer bank OTP failures.

9. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Republic of India. In the event of any dispute or controversy arising out of these Terms, the parties shall first attempt amicable resolution by contacting the Founder Desk. If unresolved, disputes shall be subject to the exclusive jurisdiction of the competent courts in India.

10. Founder & Merchant Inquiries

For inquiries regarding these Terms, enterprise partnerships, or founding cohort verification, contact the founders directly:

ARSAVO Founder Support Desk

Operated By: Frag and Frame Technologies

Founder Direct Phone / WhatsApp: +91 9404093470

Official Business Inquiries: info@fragandframe.com

Headquarters: Surat · Mumbai · Delhi NCR · Bengaluru, India

We prioritize merchant partnerships and typically respond to merchant founder inquiries within 2 hours.